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Set budgets per category, import bank statements, and see exactly where your money goes. Smart categorization and monthly reminders keep you on track.
Spending
$2,847
-8.2% vs last month
Income
$5,200
2 deposits
Budget Used
68%
Savings Rate
45.2%
Healthy
Budget Tracking
68% used100% — At limit
78% — $176 left
76% — $120 left
81% — $65 left
47% — $105 left
Recent Transactions
Supermarket
Today · Groceries
Gas Station
Yesterday · Transport
Salary Deposit
Feb 1 · Income
Rent Payment
Feb 1 · Rent
Netflix
Feb 3 · Entertainment
Checking
$4,821
Savings
$12,450
Credit Card
-$847
From tracking every dollar to planning your spending, Thrifty keeps your finances clear.
Set monthly budgets per category. See green, amber, or red progress bars at a glance. Copy budgets month to month.
Custom categories with keywords. Thrifty learns from your habits and auto-suggests the right category for each transaction.
Get notified when accounts are missing transactions. Never forget to import a statement or review your spending.
Import PDF or CSV statements from any bank. Configurable column mapper works with any format, plus smart duplicate detection.
Full amortization schedules, extra payment simulations, co-ownership splits, and LTV tracking. See exactly when you'll be mortgage-free.
Simulate changes to income, spending, or housing costs. See how adjustments affect your savings rate and debt ratios.
Invite your partner or roommates. Share accounts across households and manage finances together.
Descriptions, notes, and account names are encrypted at rest. Your data is never sold or shared with third parties.
Every tool you need to understand your money, all in one place.
February 2026 Budgets
5 categories budgeted
Color-coded progress bars show instantly which categories need attention. Red means over, amber is close, green is on track.
Home Mortgage
25yr fixed @ 3.45%
Payment
$1,284
bi-weekly
Remaining
$287K
of $400K
Paid
28%
principal
Extra $200/mo saves you
$47,280
interest saved
4yr 8mo
paid off sooner
Track your mortgage progress, simulate extra payments, and see exactly how much interest you'll save. Co-ownership splits included.
No bank credentials. No data selling. Transactions are encrypted at rest with AES-256. Only you can see your finances.
Add your accounts, import a statement, and you're done. Smart categorization handles the tedious work for you.
No ads, no premium upsells, no social features. Just clean tools that help you understand where your money goes.
No complicated setup. No bank credentials needed. Just your statements.
Set up your bank accounts and create categories with keywords. Set monthly budgets for each one.
Upload CSV or PDF bank statements. Thrifty auto-detects the format, flags duplicates, and suggests categories.
Watch your budget progress in real time. The dashboard shows your financial health, and reminders keep you on track.
Every dollar tracked is a dollar understood. Set your budgets and take control of your finances.